Clarksville Water Department 2026: Bill Pay, Login & Account

Clarksville Water Department Bill Pay, Login & Customer Account Guide

Clarksville, Tennessee • 2026 customer guide

Pay Your Clarksville Water Bill or Access Your Account Without Guessing Which Portal to Use

The utility commonly searched as the Clarksville Water Department is operated through Clarksville Gas & Water (CGW), a municipal utility of the City of Clarksville.

Existing customers can use the official My Account portal to view bills, make payments, review payment history, manage multiple accounts and analyze or download water usage. Customers who simply need to pay can also use the official one-time payment option without creating a login.

This guide puts the most important 2026 billing rules in one place—including electronic payment fees, late penalties, shutoff timing, payment extensions, service deposits, leak adjustments, current water rates, outage contacts and customer-service locations.

Reviewed Aug. 21, 2026 City of Clarksville + CGW sources Clarksville, Tennessee

Use official CGW/City pages for account credentials and payment details. Do not enter utility-account information into an unrelated payment website.

01

Start here

Clarksville Water Department Quick Facts

Official utility Clarksville Gas & Water City municipal utility
Customer service 931-645-7400 Mon–Fri, 8:00–4:30
Toll-free 888-800-4020 Customer account support
After-hours emergency 931-645-0116 Nights, weekends & holidays
Fast answer

Need to pay right now?

Have a login? Use the official My Account portal.

No login? Use CGW’s one-time payment option.

Paying at a kiosk? Bring the complete utility account number, including leading zeros.

Account management

My Account

Best for customers who want ongoing access to bills, transactions, usage and multiple utility accounts.

Fast payment

One-Time Pay

Best when you know the account details and only need to make a utility payment without establishing a profile.

Important payment-fee difference:

CGW currently states that credit/debit card payments made in an office, through a customer-service representative or at a kiosk carry a 2% provider fee. Online or automated-phone card payments carry a 3% fee or $1.75 minimum. Cash, check and money-order payments do not carry that electronic provider fee.

02

Online customer portal

Clarksville Water Department Login & My Account Access

Official CGW portal

Clarksville Gas & Water My Account

Existing profile credentials can be used in the current customer portal.

Open Official Login

What you can do after signing in

View bills Review current utility billing information.
Pay online Submit eligible payments through your account.
Payment history Review transaction and payment activity.
Water usage Analyze and download available usage data.
Multiple accounts Add more than one utility account to a web profile.
E-billing Manage electronic bill delivery.

First-time registration checklist

1 Account number Use the number from a recent CGW bill.
2 Billing ZIP code Use the ZIP attached to the account.
3 Identity information CGW states registration can require the last four digits of the account holder’s SSN.
4 Recent bill Keep the latest bill available while registering.
  1. 1

    Open the official CGW account portal

    Go directly to billing.clarksvillegw.com.

  2. 2

    Existing customers: enter your username and password

    The current portal says customers with existing profile credentials may continue using the same username and password.

  3. 3

    New portal user: choose Sign Up

    Have your account number, billing ZIP and requested account-holder verification information ready.

  4. 4

    Link the correct utility account

    Verify the service address before making a payment—especially if your profile contains multiple properties.

  5. 5

    Check both balance and due date

    Do not assume the amount shown on an older paper bill still represents the current amount due after penalties, adjustments or recent payments.

Forgot your username or password?

Use the recovery options displayed on the official login screen instead of creating a second profile for the same account. If recovery fails, contact CGW customer service at 931-645-7400.

03

Online bill payment

How to Pay a Clarksville Water Bill Online

Returning customer

Pay Through My Account

Best when you want to review your balance, history and account information before paying.

Open My Account
No login required

One-Time Payment

Best when you only need to submit a payment and have the account and service-address information available.

Open One-Time Pay
  1. 1

    Choose login or one-time payment

    If you need account history or usage information, log in. If you only need to pay, use the one-time route.

  2. 2

    Confirm the service address

    Before entering payment details, verify you are paying the correct Clarksville utility account.

  3. 3

    Review the amount due

    If the bill is already late, the current balance may include a late-payment penalty or other account charge.

  4. 4

    Review the payment-provider fee

    CGW currently lists a 3% provider fee, with a $1.75 minimum, for online credit/debit card payments.

  5. 5

    Submit the payment once

    Do not repeatedly resubmit because the confirmation screen is slow. First verify whether the transaction posted.

  6. 6

    Save the confirmation

    Retain the receipt or confirmation number until the payment is reflected in your utility account.

Current online provider:

The City-linked online payment page currently displays payment support including major cards, e-check and several digital-payment products. Available methods can change, so rely on the options shown on the payment screen when you actually submit the transaction.

04

Choose the best channel

Clarksville Gas & Water Payment Options Compared

Clarksville utility bill payment methods
Method What You Need Best For Important Detail
My Account Portal login Full account management View bills, history, usage and multiple accounts.
One-Time Online Pay Account/service information Quick online payment No web-profile login required.
Utility Billing Line Account number + payment card Phone payment Automated account functions available by phone.
Automatic Bank Draft Enrollment + banking information Recurring bills CGW says bills are drafted on the printed due date.
Pay by Text Portal registration Mobile reminders/payments Registration is managed through the customer account.
Kiosk Pay Site Full account number + payment 24/7 in-person payment Transactions post in real time.
Service Center Account information Payment + customer help Mon–Fri, 8 a.m.–4:30 p.m.
Mail Bill stub + check/money order Traditional payment Account is not considered paid until CGW receives payment.

Automatic bank draft

Enroll Call CGW or visit a service center.
Provide bank information A voided check may be requested in person.
Draft on due date CGW says the bill is drafted on the printed due date.

Pay by Text

  1. Log in to your CGW customer account.
  2. Select the payment area.
  3. Open My Account and choose Pay by Text.
  4. Follow the registration prompts.
  5. Wait for the verification text and complete enrollment.

CGW currently states that registered users receive monthly text alerts showing the bill amount and due date. If a stored payment method is available, the customer can follow the payment prompt. Standard carrier messaging/data charges may still apply.

Official payment instructions

Check CGW’s current payment channels, kiosk information and billing tools.

View Payment Options
05

Avoid surprises

Clarksville Water Bill Payment Fees in 2026

Online card 3% $1.75 minimum
Automated phone card 3% $1.75 minimum
Office / CSR card 2% Credit/debit provider fee
Kiosk card 2% Credit/debit provider fee
Cash $0 provider fee Current CGW guidance
Check / money order $0 provider fee Current CGW guidance
Fee example

If the utility balance is $100

$103.00 Example online card total with a 3% fee
$102.00 Example office/kiosk card total with a 2% fee

This is a simple illustration of the listed percentage fees—not a quote for a specific account. Always review the payment screen before authorizing a transaction.

Do not confuse a payment-provider fee with a CGW late-payment penalty.

A processing fee is tied to how you pay. A late penalty is tied to when the utility balance is paid. An overdue account can potentially have both.

06

24-hour payment access

Clarksville Gas & Water Kiosk Pay Sites

CGW lists multiple 24-hour kiosk locations around Clarksville. The machines can accept qualifying cash, check, debit and credit-card payments, post payments to the account in real time and print a confirmation receipt.

Bring the complete account number.

CGW specifically instructs kiosk users to have the full utility account number—including leading zeros—before starting.

111 Cunningham Lane North Clarksville City Services Center drive-up
2215 Madison Street CGW South Service Center drive-up
1599 Fort Campbell Boulevard Hi-Road convenience location
1801 Ashland City Road Hi-Road convenience location
2537 Wilma Rudolph Boulevard Hi-Road convenience location
3880 Trenton Road Hi-Road convenience location
2021 Wilma Rudolph Boulevard CDE Lightband office drive-up

Kiosk advantages

  • 24-hour access
  • Real-time posting
  • Printed receipt
  • English or Spanish interface
  • FastPass barcode option

Kiosk limitations

  • No coins
  • No cash change dispensed
  • Cannot establish new water service
  • Cannot terminate utility service
  • Cannot request a utility service work order
Madison Street night-drop change:

CGW replaced the former night-deposit drop box at 2215 Madison Street with the drive-up payment kiosk. Do not rely on older instructions telling you to use the former Madison Street night drop.

07

Past-due account

Clarksville Water Bill Late Fee, Shutoff & Payment Extension Rules

Current Clarksville code 10% late-payment penalty

If the account balance is not paid in full by the due date shown on the bill, Clarksville’s current utility code provides for a ten-percent late-payment penalty.

Bill issued Check due date Use the current bill/account balance.
Due date passes 10% penalty Applies if the balance is not paid in full.
10th day after due date Deactivation risk Current city code allows account deactivation.
Restore service Balance + applicable charges Reactivation fee and other required amounts can apply.

Payment extension rules

Extension length 14 days

CGW may agree to extend payment by 14 days from the customer’s scheduled last day to pay in order to avoid service interruption.

Maximum frequency 2 per 12 months

The current code permits up to two payment extensions per account in a twelve-month period, subject to the utility’s rules.

Not eligible Some accounts

Customers on budget billing or with an outstanding returned item do not qualify under the current extension provision.

Do not wait until water is already off.

If you cannot pay the full amount, contact CGW at 931-645-7400 before the final payment deadline and ask what options are available on your specific account. An extension is not automatic.

Current reactivation charges listed in Clarksville’s fee schedule

Business-hours reactivation $100
After-hours reactivation $200

After a nonpayment deactivation, the account may require payment of all amounts due plus applicable reactivation charges and any other deposit or account requirement that applies. Ask CGW for the exact restoration total before making a payment.

08

New customer or moving

How to Start Clarksville Water Service

Official service setup

Clarksville Gas & Water New Service

Residential and commercial customers can begin the process by contacting CGW or visiting a full-service customer center.

Official Start-Service Guide
  1. 1

    Confirm the property is served by CGW

    Clarksville and Montgomery County contain multiple utility service areas, so confirm the service address before submitting an application.

  2. 2

    Call customer service or visit a service center

    Call 931-645-7400 or toll-free 888-800-4020 during normal business hours.

  3. 3

    Complete the service application

    CGW provides separate residential and commercial utility-service application forms through its official service page.

  4. 4

    Confirm service fee and security deposit

    The amount depends on the service and customer status. Ask CGW for the total required for your address before activation.

  5. 5

    Ask when service will be activated

    If activation is requested after normal business hours, additional after-hours charges can apply.

  6. 6

    After activation, create your online account

    Once the utility account is established, register for My Account access so you can monitor bills and water usage.

Moving to another Clarksville address?

Clarksville’s utility code also provides for a service fee when an existing customer moves to a new service location. Call CGW to coordinate the old-account termination and new-address activation rather than assuming the service automatically transfers.

Kiosks cannot start or stop water service.

CGW specifically states that its bill-pay kiosks are payment machines only. Use customer service for beginning service, terminating service or requesting a work order.

09

Before activating service

Clarksville Water Service Fees & Residential Deposit

Selected current Clarksville utility Schedule A charges
Charge Current Listed Amount What It Means
New water and/or sewer service $100 Standard new-service fee listed in Schedule A.
Overtime new service $200 After-hours/overtime service activation charge.
Residential water & sewer deposit $150 Current listed residential security deposit.
Credit inquiry $6 Qualifying new residential customers can request a credit inquiry to determine deposit requirements.
Meter re-read $0 Current Schedule A meter re-read amount.
Testing/changing accurate meter $125 Can apply under the utility’s meter-testing provisions.
Reactivation – business hours $100 Listed charge after eligible service deactivation.
Reactivation – after hours $200 Higher listed restoration charge outside business hours.

Residential deposit installments

Clarksville’s current utility provisions allow a residential security deposit to be paid in three equal monthly installments, with the first installment due when applying for service.

Deposit credit after good history

The current utility provisions state that a residential deposit may be credited to the account after four continuous years of payment history without an intervening deactivation for nonpayment.

Verify current fees before paying

The Clarksville Code of Ordinances contains the controlling utility fee and deposit schedule. Account-specific requirements may differ.

Review Clarksville Utility Code
10

Understand your water charge

Clarksville Water & Sewer Rates Used in 2026

Clarksville’s current municipal rate schedule continues to list the water rates effective July 1, 2024. A water bill generally combines a monthly meter/customer charge with usage measured in thousands of gallons. Sewer customers also have separate sewer usage charges.

Water usage rates

Residential – inside city $4.45 per 1,000 gallons
Residential – outside city $7.80 per 1,000 gallons
Commercial – inside city $4.45 per 1,000 gallons
Commercial – outside city $7.80 per 1,000 gallons

Monthly water customer charge by meter size

Current Clarksville water meter/customer charges
Meter Size Monthly Customer Charge
Up to ¾”$9.00
1″$15.00
1½”$30.00
2″$47.00
3″$90.00
4″$145.00
6″$290.00
8″$465.00
10″$665.00
12″ or larger$1,245.00

Residential/commercial sewer rate

Inside city $8.14 per 1,000 gallons
Outside city, directly served $14.24 per 1,000 gallons
Environmental compliance $5.00 per sewer customer/month
Sewer minimum:

The current residential/commercial sewer schedule states that the minimum monthly sewer bill is based on 2,000 gallons.

Illustrative 5,000-gallon residential bill components

Inside Clarksville

Approx. $76.95

  • Water usage: 5 × $4.45 = $22.25
  • ¾” meter charge: $9.00
  • Sewer usage: 5 × $8.14 = $40.70
  • Environmental fee: $5.00
Outside city, directly served

Approx. $124.20

  • Water usage: 5 × $7.80 = $39.00
  • ¾” meter charge: $9.00
  • Sewer usage: 5 × $14.24 = $71.20
  • Environmental fee: $5.00

Examples assume a ¾-inch meter, 5,000 gallons of measured use and CGW sewer service. They do not include natural gas, penalties, payment-provider fees, special services, adjustments or other account-specific items.

Official CGW rates

Always verify the current rate schedule when estimating a future bill.

View Official Rates
11

Unexpected usage

High Clarksville Water Bill? Check Usage, Leaks & Adjustment Rules

1 Check My Account usage Compare the current period with previous months.
2 Look for plumbing leaks Toilets, faucets, irrigation and underground lines.
3 Repair the problem Save documentation showing the leak was fixed.
4 Ask CGW about adjustment eligibility Rules differ depending on where leaked water went.
Important distinction

Clarksville’s leak adjustment is primarily a sewer adjustment

Under the current city utility rules, CGW may adjust a customer’s sewer bill when water leaked through the customer’s piping and it can be determined that the leaked water did not enter the sewer system.

Current leak-adjustment rules include

Usage comparison

Above-average use is generally calculated against the service location’s previous 12 months of monthly usage.

Two adjustments

Up to two qualifying leak adjustments may be allowed per twelve-month period.

Two billing cycles

Each adjustment may include a maximum of two consecutive billing cycles.

Repair proof required

The customer must provide documentation proving the leak has been repaired before the adjustment/plan is made.

Installment plan

CGW may approve an installment plan involving a leakage adjustment.

Six-month maximum

A water-leakage installment plan may not continue for more than six calendar months.

Keep evidence before calling.

Save plumber invoices, repair receipts, photographs, dates of repair and any meter/usage information that helps show what happened. Better documentation makes it easier for CGW to determine whether the account meets the adjustment rules.

Pool-filling sewer adjustment

Clarksville’s code also provides a separate sewer-bill adjustment process for qualifying swimming-pool fills. It currently allows one qualifying adjustment per calendar year, potentially covering up to two consecutive billing cycles. CGW may request beginning/ending meter readings or the pool’s gallon capacity.

Do not assume every high bill qualifies.

Water consumed normally, water entering the sewer system, irrigation use and unexplained usage may be treated differently. Contact CGW for an account-specific determination.

12

No water or low pressure

Clarksville Water Outage, Main Break & Low-Pressure Help

Customer / daytime line 931-645-7400
After-hours emergency 931-645-0116
Current utility work Status Page
Check this first

Water Outage & Utility Work Map

CGW maintains an official page for current and scheduled outages, low-pressure areas, road closures and water-system construction.

Check Current Outages

Low-pressure troubleshooting

One faucet only Check the aerator

CGW recommends removing and cleaning a clogged faucet aerator before assuming there is a system pressure problem.

Hot water only Check private plumbing

CGW advises customers with hot-water-only pressure issues to consult a plumber.

Whole house Check valves / PRV / filters

Water softeners, filters, partially closed valves and a pressure-reducing valve can affect pressure throughout a property.

Sudden major pressure loss Report it

A sudden drop to almost no pressure can indicate a broken water line. Contact CGW promptly.

Where CGW responsibility generally ends:

CGW’s pressure FAQ states that the property owner maintains the water pipe from the customer side of the meter yoke to the building and is responsible for pipes and fixtures within the building.

13

Drinking water information

Clarksville Water Quality Report & Water System Facts

Latest annual report available in 2026

2025 Water Quality Report

Clarksville Gas & Water released the 2025 Consumer Confidence Report in 2026. CGW states that testing conducted from January 1 through December 31, 2025 showed Clarksville drinking water met or exceeded applicable state and federal standards for safe drinking water.

Water quality questions 931-553-2440 Clarksville Water Treatment
Consumers served 250,000+ Clarksville-Montgomery County area
FY2025 water customers 81,336 CGW system statistic
Water meters 84,676 FY2025 infrastructure
Water mains 1,180 miles FY2025 infrastructure
Treatment capacity 28 MGD Million gallons per day
Water treated 7.403B gal. FY2025
Storage tanks 15 Water-system infrastructure
Source water Cumberland River Lower Cumberland River source

Water source

Clarksville identifies the lower Cumberland River as its source water for drinking-water treatment.

Lead & corrosion control

CGW states that it has maintained a phosphate-based corrosion-control program since 1991 and continues work connected with federal Lead and Copper Rule requirements and service-line identification.

14

In-person customer service

Clarksville Gas & Water Office Address, Phone & Hours

Customer service 931-645-7400
After-hours emergency 931-645-0116
Water quality 931-553-2440
Before driving to an office:

Check the City/CGW website for holiday closures or temporary customer-service changes, especially if you need same-day activation or reconnection.

15

When something does not work

Clarksville Water Account & Payment Troubleshooting

Common Clarksville utility account problems and next steps
Problem Try This First Then Do This
Forgot username Use the portal’s username-recovery option. Call customer service if account verification fails.
Forgot password Use Forgot Password on the official portal. Avoid repeatedly creating new profiles.
Registration cannot find account Recheck account number and billing ZIP. Compare information with your latest CGW bill.
Need to pay but login fails Use the official one-time payment route. Save the payment confirmation.
Payment does not appear immediately Check for a receipt or confirmation number. Do not blindly resubmit the payment; contact CGW if needed.
Wrong account paid Save proof of the transaction. Contact CGW promptly and explain which account was intended.
Kiosk rejects account number Enter the complete number including leading zeros. Use another official payment method or call CGW.
Bill suddenly much higher Compare usage history inside My Account. Check for leaks and save repair documentation.
Payment deadline today?

Do not spend hours troubleshooting a username if another official same-day payment route is available. Use one-time payment, the billing line, a qualifying kiosk or a customer-service center as appropriate, then resolve the login issue separately.

16

Make future bills easier

Clarksville Account Tools: E-Billing, Budget Billing & Usage Tracking

01

E-Billing

Use online account management to enroll in electronic bill delivery and reduce dependence on paper mail.

02

Water-Usage History

Review and download usage data through My Account. This is especially useful for identifying an unusual jump before the next billing cycle.

03

Pay by Text

Receive bill amount/due-date notifications and use the registered payment workflow when available.

04

Automatic Bank Draft

CGW’s bank-draft option withdraws the bill amount on the printed due date after enrollment.

05

Multiple Accounts

Property owners or customers responsible for multiple service locations can add multiple accounts to one web profile.

06

Budget Billing

CGW currently states that budget-billing enrollment is offered during April, May and June.

Budget billing affects extension eligibility.

Clarksville’s current payment-extension rule excludes customers enrolled in budget billing, so review that tradeoff if you depend on occasional short-term payment extensions.

17

Understand your account

Clarksville Water Billing Terms Explained

My Account
Clarksville Gas & Water’s online customer portal for viewing bills, payments, account information and water usage.
One-Time Payment
An online payment route that allows a customer to pay a CGW bill without establishing a web-profile login.
Account Number
The utility identifier tied to a CGW account. Kiosk users should enter the complete number, including leading zeros.
Customer Charge
The monthly water meter charge that applies in addition to water usage charges.
Usage Charge
The part of the water bill based on metered water consumption, generally expressed per 1,000 gallons.
Late-Payment Penalty
The current ten-percent penalty assessed when a utility balance is not paid in full by the due date.
Payment Extension
A qualifying CGW arrangement that may extend payment by fourteen days from the scheduled last day to pay, subject to current eligibility rules.
Reactivation
Restoration of a utility account after deactivation, potentially requiring the full outstanding balance and applicable reactivation fees or deposits.
Kiosk Pay Site
A CGW-authorized self-service payment machine that posts qualifying utility bill payments to the account in real time.
Consumer Confidence Report
The annual drinking-water quality report describing regulated testing and water-quality information for the Clarksville Water System.
18

Decision guide

What Should You Do Next?

19

Official references

Official Clarksville Gas & Water Sources Used for This Guide

This page is designed to bring the useful facts into the guide instead of acting only as a link directory. For final verification or account action, use the official sources below.

My Account Login

Official customer login, account history and water-usage tools.

Open Portal
Payment Options

Online, phone, bank draft, text, kiosk, service-center and mail payment instructions.

Official Payment Guide
Establishing Service

Residential/commercial applications and activation instructions.

Start Service
Clarksville Utility Code

Rates, service fees, deposits, late penalties, deactivation and adjustments.

Utility Code
Water & Sewer Rates

Official rate information for water and wastewater service.

Rates
Water Outages / Utility Work

Current and scheduled outages, pressure issues and construction.

Outage Page
Clarksville Water System

Water treatment, distribution, infrastructure and source-water information.

Water System
2025 Water Quality Report

Latest annual drinking-water report released in 2026.

Water Quality Report

Fact-check date: August 21, 2026. Payment-provider interfaces, outage conditions, fees and customer-service procedures can change after publication.

20

Common customer questions

Clarksville Water Department FAQs

How do I log in to my Clarksville Water Department account?

Use the official Clarksville Gas & Water My Account portal at billing.clarksvillegw.com. Existing portal customers can use their username and password, while new online users can register with the account information requested by CGW.

Can I pay my Clarksville water bill without creating an account?

Yes. Clarksville Gas & Water provides an official one-time online payment option that does not require a customer web-profile login. Have the utility account and service-address information available before starting.

What fee does Clarksville Gas & Water charge for card payments?

CGW currently lists a 2% provider fee for credit or debit card payments made in an office, with a customer-service representative or at a kiosk, and a 3% fee with a $1.75 minimum for online or automated-phone card payments. CGW states there is no electronic provider fee for cash, check or money-order payments.

Can I pay my Clarksville water bill at a kiosk?

Yes. CGW operates multiple 24-hour kiosk Pay Sites in Clarksville. Bring the complete account number including leading zeros. Kiosks post payments in real time but cannot start or terminate water service or create a utility work order.

What happens if my Clarksville water bill is late?

Clarksville’s current utility code provides for a 10% late-payment penalty when the balance is not paid in full by the due date. If the balance remains unpaid through the tenth day after the due date, the account may be deactivated and reactivation charges can apply.

Can I get a payment extension on a Clarksville water bill?

A qualifying customer may request a 14-day extension from the scheduled last day to pay. Current Clarksville rules allow up to two extensions per account during a twelve-month period, but eligibility restrictions apply and approval is not automatic.

How do I start water service in Clarksville, Tennessee?

Contact Clarksville Gas & Water at 931-645-7400 or 888-800-4020 during normal business hours or visit a full-service customer center. CGW provides residential and commercial applications and will identify the applicable service fee, deposit and activation requirements.

How much is the Clarksville residential water deposit and new-service fee?

Clarksville’s current Schedule A lists a $100 new water and/or sewer service fee and a $150 residential water-and-sewer security deposit. A qualifying residential customer may request a credit inquiry, currently listed at $6, to determine deposit requirements.

Does Clarksville Gas & Water offer leak adjustments?

CGW may adjust the sewer portion of a qualifying bill when a customer-side water leak did not enter the sewer system. Current rules require repair documentation and allow up to two qualifying adjustments per twelve-month period, with limits on the billing cycles covered.

Who do I call for a Clarksville water outage or low pressure?

Check CGW’s official Water Outages/Utility Work page first. During normal customer-service hours call 931-645-7400; the listed after-hours emergency number is 931-645-0116. For drinking-water quality questions, Clarksville Water Treatment can be reached at 931-553-2440.

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